Medicare Basics
Understanding Medicare doesn't have to be complicated. Learn about the different parts of Medicare and how they work together to provide your healthcare coverage.
Need help with Medicare enrollment? Our specialists are standing by.
The Four Parts of Medicare
- • Inpatient hospital care
- • Skilled nursing facility care
- • Hospice care
- • Home health care
- • Doctor visits
- • Outpatient care
- • Medical equipment
- • Preventive services
- • Combines Parts A & B
- • Often includes Part D
- • Additional benefits
- • Private insurance plans
- • Prescription medications
- • Brand and generic drugs
- • Formulary coverage
- • Pharmacy networks
Medicare Enrollment Help
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Free, no-obligation Medicare assistance
Age-Based Eligibility
You're eligible for Medicare if you're 65 or older and you or your spouse worked and paid Medicare taxes for at least 10 years.
Disability-Based Eligibility
You may be eligible before age 65 if you have a qualifying disability and have received Social Security Disability Insurance (SSDI) for 24 months.
Special Conditions
- End-Stage Renal Disease (ESRD)
- Amyotrophic Lateral Sclerosis (ALS)
Important Reminders
Enrollment Deadlines Matter
Missing enrollment deadlines can result in late enrollment penalties that last as long as you have Medicare coverage.
Review Your Coverage Annually
Medicare plans can change each year. Review your coverage during Open Enrollment (October 15 - December 7) to ensure it still meets your needs.